These roundups aren't rankings. Each one groups apps by the job they do best, from meetings and files to privacy and price, including the jobs other apps do better than Retext.
Apps that turn speech into text at your cursor. The big split is where the audio goes: cloud apps rewrite more, on-device apps keep your voice on your Mac.
Apps that record, transcribe and summarize meetings and voice notes. Most send a bot or upload audio to the cloud; a few, like Retext, stay bot-free and on-device.